How it works

How Our Credit Repair Process Works ?

Step 1: Call Toll free for a FREE Consultation.Start by talking with one of our credit specialists to determine if credit repair is appropriate for you. We will answer all your questions and go over every detail of our program. To schedule your free consultation, simply Call 1-800-400-ZINU(9468) or complete our short form “Fix Your Credit Now” .

Step 2: Send Credit Reports. The three major credit bureaus send out credit reports that we are able to analyze and reference (we can help you obtain them if you do not have copies). They will also send updated reports – we use these to track corrections and deletions.

Step 3: Highlight Questionable Items. Once we have your profile and credit information in our database, all you need to do is highlight and click the items that you have deemed questionable.

Step 4: Launch Dispute Process. Now that you have indicated questionable entries on your credit report, it’s our turn to launch the dispute process on your behalf. Zinu Inc initiates credit report repair strategies to challenge questionable items directly with the credit bureaus.

Step 5: Wait for Updated Reports from Credit Bureaus. The final step in the dispute process is waiting on the credit bureau to finish their investigation – to be completed within 30-45 days. The results must then be communicated to you, and a copy of your updated report sent. You can expect the whole process to take approximately 60 days. We advise all of our clients to make copies of the received reports for their records, and that they send the original copy to us. The dispute process is initiated for each questionable item on your report.

Step 6: Get Started Now by filling out our online form and submitting your information to us for evaluation. It’s easy to apply and even easier to follow our process!