In how many ways credit scores are calculated?

However, different agencies like Equifax, Experian and Transunion use their own methods to calculate this score. Equifax does it in terms of the BEACON score while Transunion offers the score of EMPIRICA and Experian promotes score of Fair Isaac Model.

There are many elements which influence your credit scores. The credit score primarily calculates at 35% of your history of payment, 30% on debt amount that you pay, 15% on your reference history, 10% on different credit methods, and 10% on having new accounts of credit.