Partner program
Refer the clients credit is blocking.
If you work with people whose credit report is standing between them and an approval, partnering with us gives them a real route forward, handled by a team of attorneys and paralegals.
- No cost to refer
- Your client stays your client
- Reply within two business days
How referring works
Three steps, and none of them are yours to run.
- 1
You spot the blocker
A file stalls because of collections, late marks or errors on the report. You send them to us instead of turning them away.
- 2
We run the free analysis
Ten minutes on the phone, at no cost to you or to them, with a straight answer about what could realistically be challenged.
- 3
They come back to you
We work the disputes and keep you posted on progress. The deal stays yours to close when the file is ready.
Who this is for
Anyone who loses deals to a credit report.
Mortgage brokers and realtors
A declined buyer is not a lost buyer. Send them somewhere that will work the file and send them back approvable.
Auto and finance dealers
Credit is the most common reason a deal stalls on the forecourt. Give the customer a route rather than a no.
Advisers and counsellors
For clients whose reports carry errors they cannot untangle alone, with an honest answer about what is challengeable.
What you get
You keep the client. We do the credit work.
The relationship stays yours
We are not competing for the sale at the end of it. We work the credit file and hand the client back to you.
Kept in the loop
You hear how referrals are progressing, so you know when a file is worth picking back up.
Attorneys and paralegals
Your client is handled by a real team, which matters the moment a bureau or creditor pushes back on a challenge.
Our promise
What we commit to your clients
You are putting your own reputation behind the referral, so these are the things we will not bend on.
- Your client is told plainly that they can dispute inaccurate items themselves, free, by contacting the bureaus directly.
- No guarantees are made to them about score increases or specific removals, because none can honestly be made.
- You are kept informed of progress on referrals you send, so the relationship stays yours.
Takes two minutes
Apply to partner
Tell us who you are and we will come back to you within two business days.
Prefer to talk it through? (800) 400-ZINU
Free, no obligation
Start with a free 10 minute credit analysis.
A specialist walks through your three reports with you and tells you what could realistically be challenged. No cost, no obligation, and no upfront fees.
4.9 stars from 183 reviews on Trustpilot and Google
- No credit card, nothing to sign
- No hard inquiry on your file
- About ten minutes, start to finish