Rated 4.9 by 183 clients.
Every review below is published on Trustpilot and quoted exactly as it was written. Names are withheld here. You can see each one attributed in full on our Trustpilot profile.
As of 2026
15,000,000
negative items removed from our clients’ credit reports.
Client stories
In their own words.
Quoted verbatim, spelling and all. Tidying a customer's words would misrepresent their review.
- 5 out of 5 starsVerified
I had a great experience with Zinu
I had a great experience with Zinu Credit Repair. They helped me remove a collection from my credit report, and the whole process was much smoother than I expected. Amy was amazing to work with—she was always kind, professional, and took the time to answer all of my questions. She kept me updated throughout the process and made everything easy to understand.
- 5 out of 5 starsVerified
Gaganjot is very good at her job
Gaganjot is very good at her job. She one hundred percent deserves the five star review for her work and effort. She brought my credit score up so well and she is helping me build my credit. I can't thank her enough for her amazing job and assistance.
- 5 out of 5 starsVerified
Zinu credit people are very sincere
Zinu credit people are very sincere and professional team. They fixed all credit related issues on my file.
- 5 out of 5 starsVerified
I have very good experience with them
i have very good experience with them they are very professional people to work with whith they did very good job thank you so much
- 5 out of 5 starsVerified
Very nice ppls
Very nice ppls. Have. Done all my repairs with very professional way. Give them 5star
- 5 out of 5 starsVerified
Working with the team
Working with the team. Getting regular updates about my file and getting things resolved.
Ratings and counts as of 21 August 2026.
- Items removed for clients
- 15M+
- As of 2026
- Bureaus challenged
- 3
- Equifax · Experian · TransUnion
- Day dispute cycle
- 30 to 45
- Typical bureau investigation time
- Due upfront
- $0
- You're billed after we start work
These are individual experiences, not a promise of results. Zinu Credit Repair does not guarantee specific outcomes, and results vary with every credit profile. Accurate, current and verifiable information cannot be removed from a credit report.
Free, no obligation
Start with a free 10 minute credit analysis.
A specialist walks through your three reports with you and tells you what could realistically be challenged. No cost, no obligation, and no upfront fees.
4.9 stars from 183 reviews on Trustpilot and Google
- No credit card, nothing to sign
- No hard inquiry on your file
- About ten minutes, start to finish